Market leading, smart health insurance
What makes us better?
- First to offer benefits not available by other competitors including online health portal, US pharmacy program, disease management programs, and concierge services for overseas treatment
- More choices for employee access including online employee enrollment and online claims
- Unmatched access to overseas care and convenient, comprehensive benefits at home
- User-friendly, no-jargon, and simple-to-use documentation
Our Plans
Best
Better
Limited
Not Applicable
| Features | Premier | Provident | HIP EnhancedOnly |
|---|---|---|---|
| Lifetime maximum | |||
| Annual maximum | |||
| Stoploss protection |
| Off Island Cover | Premier | Provident | HIP EnhancedOnly |
|---|---|---|---|
| Worldwide emergency care | |||
| Worldwide elective care | |||
| Network cover | |||
| Out of Network cover |
| Wellness | Premier | Provident | HIP EnhancedOnly |
|---|---|---|---|
| Zest Wellness |
| Programs & Technology | Premier | Provident | HIP EnhancedOnly |
|---|---|---|---|
| Member support programs | |||
| Online tools & mobile apps |
| Benefits | Premier | Provident | HIP EnhancedOnly |
|---|---|---|---|
| Inpatient hospitalization | |||
| Outpatient | |||
| Emergency | |||
| Maternity | |||
| Pharmacy | |||
| Preventative care | |||
| Supplemental benefits | |||
| Repatriation | |||
| Air ambulance | |||
| Overseas allowance - patient only | |||
| Overseas allowance - with companion |
Additional Resources
Zest Wellness
Next Steps
Please contact us for further information.
Find out what we can do for you.
