Office Update

CG Insurance has reopened its Reid Street office. Our temporary office hours are from 10 am - 4 pm. However, we will continue to serve you online and by phone during our regular business hours, 8:30 am - 5:00 pm.

Please note our CG Pensions client services will continue to serve our clients remotely, with appointments where needed. You can reach CG Pensions by email at pensions_members_bm@cgcoralisle.com or by phone at 296-7526.

Privacy Policy

This privacy policy (the “Privacy Policy”) sets forth the information collection and use practices of Coralisle Group Ltd. (“CG”) for data collected online at the CG-operated website under the cgcoralisle.com domain (the “Site”). This Privacy Policy is included in, and forms a fundamental part of, CG's Terms of Use.

PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THE SITE. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU MUST NOT USE THE SITE. BY USING THE SITE YOU ARE ACKNOWLEDGING THAT YOU HAVE READ, UNDERSTOOD AND CONTRACTUALLY AGREE TO BE BOUND BY THIS PRIVACY POLICY.

CG is committed to protecting the information that our valued customers share with us. As part of this commitment we would like to share with you our guidelines for the collection and protection of your information, and thereby secure your consent and agreement to this Privacy Policy.

CHANGES TO THIS PRIVACY POLICY

This Privacy Policy is effective as of November 1, 2009. This Privacy Policy may be reviewed and amended as and when Coralisle deems necessary to provide for the continued accuracy and protection of our valued customers' information. Coralisle reserves the right to modify this Privacy Policy from time to time without notice, which modified Privacy Policy shall be effective immediately upon posting of such modified Privacy Policy. Your continued use of the Site following the posting of any revised Privacy Policy shall be deemed to conclusively indicate your acceptance of such revised Privacy Policy. Accordingly, you should periodically re-review this Privacy Policy.

What personally identifiable information of yours is collected?

Coralisle does collect “personally identifiable information” through the Site, which we define as information such as your name, address, date of birth, and other information that can be used to identify you. We collect this information through information you give us through this Site or through any other way, including the purchase of products and services.

How is the information used?

We will use your personally identifiable information to, among other things, serve you better, process your enquiry or application for each product or service together, and respond to your enquiries regarding Coralisle. We may also use this information to inform you of any changes to our product and service offerings and pricing structures.

The information that we collect and retain is used to create an accurate view of each individual valued customer. In many cases the information we collect helps us to customize a product or service to met our customer's individual needs.

Customer information is also retained for historical and legal reasons.

With whom will the information be shared?

Generally, we do not share the personally identifiable information collected through the Site with third parties unless we have obtained your prior permission. However, we may share personally identifiable information about you with affiliates and subsidiaries Coralisle controls that either are subject to this Privacy Policy or follow practices at least as protective as those described in this Privacy Policy. We may also share personally identifiable information with agents and contractors that assist us in administering the Site and in providing our products and services to you, in response to legal process or when we believe that the law requires it (for example, in response to a court order, subpoena or a law enforcement agency's request), or to protect the rights, property or safety of Coralisle, the Site, users of the Site and others. In addition, in the event that assets relating to Coralisle are transferred or sold to another entity, personally identifiable information may be transferred to the acquiring entity and/or to potential acquiring entities.

Coralisle will not sell or trade customer information with any other organization outside of Coralisle.

Customer email information will not be sold or given to an email subscription or marketing organization outside Coralisle without the approval of any affected individual.

What other information is collected? How is it used?

Certain Information You Provide in Communications via the Site

We do not consider any information other than personally identifiable information communicated to Coralisle (e.g., questions, comments, ideas or suggestions) confidential and we have no obligations of confidentiality to you and disclaim any such obligations with respect to such information. You understand that anything you transmit to Coralisle may, subject to applicable law, be used by Coralisle for any purpose and you hereby grant to us to use, including reproduce, disclose, transmit, publish, broadcast and post such information. Furthermore, Coralisle is free to use any ideas, concepts, know-how, processes or techniques contained in any communication you send via any Site (including via any email address posted on any Site) for any purpose whatsoever including, but not limited to, developing, manufacturing, marketing, and selling products and services using such ideas, concepts, know-how, processes, or techniques.

Additional Information Collected by Coralisle on the Site

Coralisle may, or may engage an independent organization, to collect certain information in anonymous and/or aggregate form in order to collect data such as the total number of visits to our Site and the number of visitors to each page of our Site. We use this information to understand how visitors use the Site so that we may improve it. We may also share this anonymous and/or aggregate information with Coralisle's affiliates, subsidiaries, and third parties (as described in this Privacy Policy). You understand that such information is not personally identifiable information and that we have no obligations of confidentiality to you with respect to such information.

Log Files

As is true of most website hosts, Coralisle gathers certain information automatically and stores it in log files. This information includes user's Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. Coralisle uses this information, which does not identify individual users, to analyze trends, administer the Site, and track users' movements around the Site. We do not link this automatically-collected data to personally identifiable information.

Cookies

A “cookie” is a piece of information that a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve the user experience. Many cookies last only through a single website session or visit (session cookies). Others may have an expiration date or may remain on your computer until you delete them (persistent cookies).

This Site (cgcoralisle.com) uses cookies. We use both session cookies and persistent cookies for many purposes, such as: maintaining continuity during a user session; gathering data about the usage of our Site for research, marketing and other purposes; to enable our servers to recognize your computer so that your preferences and/or authentication credentials will be recognized to avoid repeated information gathering; to track and measure the number of Site visits and page views; to track the time spent on our Site; to otherwise track visitor behaviour on our Site so that we can evolve the operational features of our Site to satisfy the demands of the visitors; and, to allow us to manage the load distribution of traffic on the Site.

You agree and acknowledge that you can decide if, and how, your computer will accept any cookies by configuring your cookie preferences in your browser. You agree that if you choose to reject cookies, you may not be able to use this Site, or certain of our Site's features. You also agree that we may use other persons or businesses to enable cookies on our Site to gather information on our behalf. Those persons or businesses may operate hardware, software or services on our behalf which will also use cookies that are enabled on our Site, which will be used for the same purposes we have described. You agree that the information that we gather, and that is generated by, the cookies we deploy may be transmitted by, stored, processed and analyzed by other persons and businesses on our behalf.

Some of the features of this website may rely on services offered by third-party websites, which may include, in particular:

  • Sharing buttons (Facebook, LinkedIn and Twitter)
  • Integrated tweets (Twitter)
  • Interactive timelines (Facebook, Instagram, LinkedIn and Twitter)
  • Videos (Youtube)
  • Cookies and Pixels

These features use these third parties' cookies, which are placed by these services onto your computer allowing them to track your browsing. Such features may enable the social media to identify you and see your browsing on this Site if your session on the relevant social media is opened on your device when you use this Site. You agree to check the relevant social media website(s) for more information about their privacy policies and these cookies.

By using cookies, we collect and process your personal data as a controller. You have certain rights regarding the personal data we hold about you, subject to local law. These may include the rights to access, correct, delete, restrict or object to our use of, or receive a portable copy in a usable electronic format of your personal data, and to lodge a complaint with your local data protection or privacy regulator. Depending on your jurisdiction, you may also have the right to provide instructions regarding the handling of your personal data after your death. You agree that we may modify or update this Cookie policy and terms from time to time. If we change this Cookie policy and terms, we will notify you of the changes. Where changes to this Cookie policy and terms will have a fundamental impact on the nature of the personal data processing or otherwise have a substantial impact on you, we will give you sufficient advance notice so that you have the opportunity to exercise your rights (e.g. to object to the processing).

Name of Cookie Source (Provider) Purpose/Application (and types) Retention/Expiry
act facebook.com to keep users logged in 3 months
c_user facebook.com store a unique user ID ~3 months
datr facebook.com provide fraud prevention 2 years
fr facebook.com enables ad delivery or retargeting ~3 months
presence facebook.com store and track if the browser tab is active When the session ends
sb facebook.com store browser details 2 years
wd facebook.com determine screen resolution 1 week
xs facebook.com store a unique session id ~3 months
EDAAT .adsrvr.org stores temporary security token used only on EDAA opt out pages 1 hour
TDID .adsrvr.org Trade Desk ID (TDID) is the main cookie and ID used to recognize webbrowser profiles over time across sites 1 year
TDCPM .adsrvr.org Trade Desk Cookie Partner Mapping (TDCPM) record which partners The Trade Desk has matched IDs with in order to prevent redundant matching calls. 1 year
TTDOptOut .adsrvr.org stores static value recording the user's choice to opt out. Exclusive of the other cookies so The Trade Desk will not have an ID on the browser when the TTDOptOut cookie is present 5 years
TTDOptOutOfDataSale .adsrvr.org stores a static value recording the user's choice to opt out of the selling of data to third parties 5 years

Links

Coralisle may place hypertext links on the Site that connect to third party websites. You understand and agree that Coralisle has no control over these third party websites, their content, or their terms of use and privacy policies. Your use of such linked sites will be subject to such websites' terms of use and privacy policies, so you should read them before using such sites or transmitting any information to such sites.

Google Analytics

Google Analytics is used to collect information about how visitors use our Site. We use the information to compile reports and to help us improve the Site. The cookie collects information in an anonymous form, including the number of visitors to the Site, where visitors have come to the Site from and what pages they visited. The cookie does not collect personal identifiable information. The _ga cookie will last for two years. Please refer to Google’s privacy policy which includes analytics for further information: http://www.google.co.uk/intl/en/policies/privacy/.

You can opt out of Google Analytics by visiting this page.